:root{--navy:#081a2e;--gold:#d5b779;--cream:#f6f4ee;--ink:var(--navy);--muted:#607078;--line:#dcded7}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);background:var(--cream);font-family:Arial,Helvetica,sans-serif;line-height:1.65}button,input{font:inherit}a{color:inherit;text-decoration:none}button,a,input,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid #a67c2e;outline-offset:6px}button{cursor:pointer}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-weight:400;line-height:1.13}h1,h2,.fee-rates strong,.consultation-watermark{font-family:Georgia,'Times New Roman',serif}h1{font-size:clamp(58px,6.5vw,94px);letter-spacing:-4px;margin-bottom:24px}h2{font-size:clamp(36px,4vw,55px);letter-spacing:-1.9px;margin-bottom:24px}h3{font-size:27px;letter-spacing:-.8px}em{font-weight:400;color:var(--gold)}[hidden]{display:none!important}.skip{position:fixed;top:-100px;left:20px;background:white;padding:10px;z-index:30}.skip:focus{top:10px}.header{min-height:100px;padding:22px 5.5%;background:var(--navy);color:#eee;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #ffffff1a;position:relative;z-index:10}.wordmark{display:flex;align-items:center;gap:15px;font-family:Georgia,serif;font-size:21px;letter-spacing:1px;line-height:1.3}.wordmark small{display:block;font-family:Arial,sans-serif;font-size:8px;letter-spacing:3.1px;margin-top:6px;color:var(--gold)}.header nav{display:flex;align-items:center;gap:30px;font-size:12px}.header nav>a:not(.nav-cta){color:#cad1d4}.header nav>a:hover{color:var(--gold)}.nav-cta{padding:12px 21px;border:1px solid #d5b77980;color:var(--gold);display:flex;gap:28px}.menu-toggle{display:none}.hero{padding:68px 5.5% 0;color:var(--cream);background:var(--navy);display:grid;grid-template-columns:1.1fr 1fr;gap:10px 7%;position:relative}.eyebrow{font-size:10px;font-weight:600;letter-spacing:2.1px;line-height:1.6;margin-bottom:26px;text-transform:uppercase}.hero .eyebrow{color:var(--gold);display:flex;align-items:center;gap:12px}.hero .eyebrow span{width:24px;height:1px;background:var(--gold)}.hero-description{font-size:17px;color:#b7c0c5;margin:28px 0 34px;line-height:1.75}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:35px;font-size:12px;font-weight:600;padding:18px 24px;transition:background .2s,transform .2s}.button:hover{transform:translateY(-2px)}.gold{background:var(--gold);color:var(--navy)}.gold:hover{background:#e6c991}.text-link{display:flex;width:fit-content;gap:30px;margin:22px 0 0;color:#c1cace;font-size:12px}.hero-art{align-self:center;padding-top:7px}.art-caption{text-align:right;font-size:8px;letter-spacing:2.5px;color:#a1acb4;margin-bottom:20px}.logo-frame{position:relative;max-width:500px;margin:auto;padding:20px;border:1px solid #d5b77925;transform:rotate(-2deg)}.logo-frame img{width:100%;height:auto;display:block;transform:rotate(2deg)}.corner{position:absolute;width:60px;height:60px;border-color:var(--gold)}.tl{top:-1px;left:-1px;border-top:1px solid;border-left:1px solid}.br{bottom:-1px;right:-1px;border-bottom:1px solid;border-right:1px solid}.art-footer{text-align:center;color:#b8a785;font:italic 18px Georgia,serif;margin:28px 0 0}.hero-bottom{grid-column:1/-1;margin-top:64px;padding:24px 0;display:flex;justify-content:space-between;border-top:1px solid #ffffff20;font-size:9px;letter-spacing:2.2px;color:#a8b5bd}.section{padding:100px 7%}.intro{display:grid;grid-template-columns:1.2fr 1fr;gap:11%}.intro .eyebrow,.services .eyebrow,.faq .eyebrow{color:#8c7444}.intro-copy{padding-top:40px;font-size:15px;color:var(--muted)}.intro-copy .lead{font-size:19px;color:var(--ink)}.inline-link{display:inline-flex;gap:24px;align-items:center;font-size:12px;font-weight:600;border-bottom:1px solid #ad9460;padding:10px 0 8px;color:var(--ink)}.inline-link:hover{color:#947039}.section-top{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:42px}.section-top h2{margin-bottom:0}.section-top>p{font-size:14px;color:var(--muted);margin-bottom:4px}.services{padding-top:25px}.service-layout{display:grid;grid-template-columns:.85fr 1.5fr;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.service-tabs{border-right:1px solid var(--line)}.service-tabs button{display:flex;align-items:start;gap:24px;border:0;border-bottom:1px solid var(--line);width:100%;text-align:left;padding:32px 24px 32px 0;color:#66767b;background:none;font-size:22px;line-height:1.3}.service-tabs button:last-child{border-bottom:0}.service-tabs button[aria-selected=true]{color:var(--ink);background:#eae9e1;padding-left:22px}.tab-number{font-size:10px;padding-top:7px;color:#8a744a}.service-tabs button>span:last-child{margin-left:auto;font-size:24px;color:#9e844e}.service-content{padding:42px 50px;position:relative;overflow:hidden;min-height:520px}.service-content article{position:relative}.service-content h3{font-family:Georgia,serif;font-size:36px;margin-bottom:22px}.service-content p:not(.eyebrow):not(.fine){max-width:430px;color:var(--muted);font-size:14px}.service-content ul{padding:0;list-style:none;font-size:13px;margin:26px 0}.service-content li{margin:10px 0;padding-left:18px;position:relative}.service-content li:before{content:'—';position:absolute;left:0;color:#9f8450}.fine{font-size:11px;color:var(--muted);line-height:1.7}.service-content .fine{max-width:410px}.panel-art{position:absolute;right:-15px;top:0;width:95px;height:130px;opacity:.6;pointer-events:none}.panel-art .line{position:absolute;bottom:22px;width:13px;border:1px solid #af955f;background:#d5b77915}.l1{left:0;height:35px}.l2{left:24px;height:55px}.l3{left:48px;height:75px}.l4{left:72px;height:100px}.art-word{position:absolute;bottom:0;right:0;font-size:6px;white-space:nowrap;letter-spacing:1px;color:#8e7749}.plan-art:before{content:'';display:block;width:90px;height:90px;border:1px solid #af955f;border-radius:50%;background:conic-gradient(#c3ac7820 0 60%,#c3ac7880 60% 75%,#c3ac7840 75%)}.retire-art:before{content:'';display:block;width:90px;height:90px;border:1px solid #af955f;border-radius:60px 60px 0 0;background:repeating-linear-gradient(90deg,transparent 0 14px,#af955f30 14px 15px)}.approach{background:var(--navy);color:var(--cream)}.approach .eyebrow{color:var(--gold)}.approach .section-top>p{color:#a9b7bf}.steps{display:grid;grid-template-columns:repeat(3,1fr);margin-top:60px}.steps article{padding:0 40px;border-right:1px solid #ffffff20}.steps article:first-child{padding-left:0}.steps article:last-child{border:0;padding-right:0}.steps article>span{display:block;color:var(--gold);font:15px Georgia,serif;margin-bottom:30px}.steps h3{font:30px Georgia,serif;margin-bottom:18px}.steps p{font-size:14px;color:#aebdc6;max-width:290px;margin-bottom:0}.fees{display:grid;grid-template-columns:1fr 1fr;gap:10%;background:#ebece5}.fees .eyebrow{color:#877447}.fees-copy>p:not(.eyebrow):not(.fine){font-size:14px;color:var(--muted);max-width:420px}.fee-rates{display:flex;gap:35px;margin:34px 0}.fee-rates>div{flex:1}.fee-rates>div+div{border-left:1px solid #ccd0c7;padding-left:28px}.fee-rates strong{font-weight:400;font-size:52px;line-height:1}.fee-rates strong span{font-size:28px}.fee-rates p{font-size:11px;line-height:1.8;margin:14px 0 0}.fee-rates small{color:var(--muted);font-size:10px}.calculator{padding:32px;background:#fafaf7;border:1px solid #d5d9d0;align-self:start;box-shadow:0 15px 35px #081a2e10}.calc-heading{display:flex;justify-content:space-between;font-size:9px;letter-spacing:2px;color:#857246;border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:24px}.calculator label{font-size:12px;display:block;margin-top:18px}.money-input{display:flex;align-items:center;border-bottom:1px solid #b6c0bc;margin-top:5px;gap:10px}.money-input>span{font:24px Georgia,serif;color:#9d8b63}.money-input input{background:none;border:0;padding:5px 0;width:100%;font:28px Georgia,serif;color:var(--ink);border-radius:0}.input-help{font-size:10px;line-height:1.5;color:var(--muted);margin-top:10px}.calc-results{margin:25px 0 16px}.calc-results>div{display:flex;justify-content:space-between;gap:15px;font-size:12px;padding:9px 0}.calc-results strong{font-weight:500;font-variant-numeric:tabular-nums}.calc-results .total{border-top:1px solid var(--line);margin-top:8px;padding-top:18px}.total strong{font:25px Georgia,serif}.total span{max-width:140px}.calculator .fine{font-size:10px;margin:0}.faq{display:grid;grid-template-columns:1fr 1.25fr;gap:7%}.faq-list details{border-bottom:1px solid var(--line)}.faq-list details:first-child{border-top:1px solid var(--line)}summary{display:flex;justify-content:space-between;align-items:center;gap:18px;cursor:pointer;list-style:none;padding:22px 0;font-size:14px}summary::-webkit-details-marker{display:none}summary>span{font-size:22px;font-weight:300;color:#9c824a;transition:transform .2s}details[open] summary>span{transform:rotate(45deg)}details p{font-size:13px;color:var(--muted);padding:0 28px 15px 0}.consultation{position:relative;overflow:hidden;background:var(--navy);color:var(--cream);text-align:center}.consultation-inner{position:relative;z-index:1}.consultation .eyebrow{color:var(--gold)}.consultation h2{font-size:clamp(42px,5.4vw,72px)}.consultation p:not(.eyebrow):not(.fine){color:#bdc7cc;font-size:15px}.consultation .fine{color:#aab8c0;margin:18px 0 0}.consultation-watermark{position:absolute;right:5%;top:50%;transform:translateY(-50%);width:394px;height:450px;opacity:.035;pointer-events:none}.booking-pending{display:inline-flex;align-items:center;gap:12px;border:1px solid #d5b77970;padding:15px 24px;margin-top:10px;color:var(--gold);font-size:12px}.status-dot{height:6px;width:6px;border-radius:50%;background:var(--gold)}footer{background:var(--navy);color:#b2bec6;padding:45px 5.5% 25px}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:30px;padding-bottom:36px;border-bottom:1px solid #ffffff1c}.footer-top>p{font:italic 15px Georgia,serif;margin:0;color:#a6936f}.footer-top>a:last-child{font-size:11px}.footer-bottom{display:grid;grid-template-columns:1fr 2fr;gap:50px;padding-top:24px;font-size:9px;color:#91a1ab}.footer-bottom p{margin:0}.menu-toggle{background:none;border:1px solid #d5b77960;color:var(--gold);font-size:12px;padding:8px 12px}
@media(min-width:1600px){.header,.hero,footer{padding-left:max(5.5%,calc((100vw - 1440px)/2));padding-right:max(5.5%,calc((100vw - 1440px)/2))}.section{padding-left:max(7%,calc((100vw - 1360px)/2));padding-right:max(7%,calc((100vw - 1360px)/2))}}
@media(max-width:1000px){.header nav{gap:16px}.wordmark{font-size:17px}.hero{gap:5%;padding-top:50px}h1{letter-spacing:-2.5px}.hero-art{padding-top:0}.section{padding:70px 6%}.intro{gap:6%}.service-content{padding:35px 28px}.panel-art{display:none}.fees{gap:6%}.fee-rates{gap:18px}.fee-rates strong{font-size:44px}.steps article{padding:0 25px}.services{padding-top:25px}}
@media(max-width:720px){html{scroll-padding-top:20px}.header{min-height:80px;padding:18px 6%;flex-wrap:wrap}.wordmark{font-size:17px}.wordmark small{font-size:7px;letter-spacing:2px}.menu-toggle{display:block}.header nav{display:none;width:100%;padding-top:24px;flex-direction:column;align-items:stretch;gap:0}.header nav.open{display:flex}.header nav>a{padding:12px 0}.header nav .nav-cta{padding:12px;margin-top:8px}.hero{padding:40px 6% 0;grid-template-columns:1fr;gap:0}.hero h1{font-size:62px;letter-spacing:-3px}.hero .eyebrow{font-size:9px}.hero-description{font-size:15px;margin:22px 0}.hero-art{margin:46px auto 0;width:80%;max-width:360px}.art-caption{font-size:7px;text-align:center}.logo-frame{padding:10px}.art-footer{font-size:15px;margin-top:22px}.hero-bottom{margin-top:38px;gap:14px;font-size:7px;letter-spacing:1px;line-height:1.6}.section{padding:60px 6%}h2{font-size:38px;letter-spacing:-1.3px}.eyebrow{margin-bottom:20px}.intro,.faq,.fees{grid-template-columns:1fr;gap:26px}.intro-copy{padding:0}.intro-copy .lead{font-size:18px}.services{padding-top:10px}.section-top{display:block;margin-bottom:28px}.section-top>p{margin-top:20px}.service-layout{grid-template-columns:1fr}.service-tabs{display:grid;grid-template-columns:repeat(3,1fr);border-right:0;border-bottom:1px solid var(--line)}.service-tabs button,.service-tabs button[aria-selected=true]{padding:15px 8px;display:block;border:0;font-size:13px;line-height:1.5}.service-tabs button>span{display:block}.service-tabs button>span:last-child{display:none}.tab-number{padding:0;margin-bottom:7px}.service-content{padding:30px 4px;min-height:510px}.service-content h3{font-size:32px}.steps{grid-template-columns:1fr;margin-top:35px;gap:28px}.steps article,.steps article:first-child,.steps article:last-child{padding:0 0 25px;border-right:0;border-bottom:1px solid #ffffff20}.steps article:last-child{border:0;padding-bottom:0}.steps article>span{margin-bottom:12px}.steps h3{font-size:28px;margin-bottom:12px}.steps p{max-width:100%}.fee-rates{gap:30px}.fee-rates strong{font-size:52px}.calculator{padding:24px}.faq{gap:12px}.consultation h2{font-size:44px}.consultation-watermark{width:306px;height:350px;right:-40px}.footer-top{flex-wrap:wrap;gap:24px}.footer-top>p{order:3;width:100%}.footer-bottom{grid-template-columns:1fr;gap:15px}.button{padding:16px 20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}

/* One original monogram and shared sizing for header and footer. */
.brand-logo-mark{display:block;flex:0 0 auto;width:48px;height:55px}
@media(max-width:720px){.brand-logo-mark{width:40px;height:46px}}

/* Keep the consultation centered on every screen size. */
.consultation-inner{max-width:800px;margin-inline:auto;text-align:center}

/* Keep the footer tagline attached to the brand. */
.footer-brand{display:flex;flex-direction:column;align-items:flex-start;gap:16px}
.footer-tagline{font:italic 15px Georgia,serif;line-height:1.5;margin:0;color:#a6936f}

/* Motion: subtle entrances, gold highlights, and tactile controls. */
@media(prefers-reduced-motion:no-preference){
  .button{position:relative;overflow:hidden;transition:transform .3s ease,box-shadow .3s ease,background .3s ease}
  .button.gold:after{content:'';position:absolute;inset:-50% auto -50% -70%;width:45%;background:linear-gradient(90deg,transparent,#ffffff55,transparent);transform:skewX(-22deg);pointer-events:none}
  .button.gold:hover:after,.button.gold:focus-visible:after{animation:gold-sweep .85s ease forwards}
  .button.gold:hover{transform:translateY(-3px);box-shadow:0 8px 26px #d5b77924}
  .button>span,.inline-link>span,.nav-cta>span{display:inline-block;transition:transform .3s ease}
  .button:hover>span,.inline-link:hover>span,.nav-cta:hover>span{transform:translate(3px,-3px)}
  .header nav>a:not(.nav-cta){position:relative}
  .header nav>a:not(.nav-cta):after{content:'';position:absolute;bottom:-6px;left:0;width:100%;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s ease}
  .header nav>a:hover:after,.header nav>a:focus-visible:after{transform:scaleX(1)}
  .logo-frame{transition:transform .65s cubic-bezier(.22,1,.36,1),border-color .5s ease}
  .logo-frame:hover{transform:rotate(0);border-color:#d5b77980}
  .logo-frame img{transition:transform .65s cubic-bezier(.22,1,.36,1)}
  .logo-frame:hover img{transform:rotate(0)}
  .service-tabs button{transition:background .3s ease,color .3s ease}
  .service-content article:not([hidden]){animation:panel-enter .5s cubic-bezier(.22,1,.36,1)}
  .faq-list details[open] p{animation:panel-enter .35s ease}
  .steps article{transition:transform .35s ease}
  .steps article:hover{transform:translateY(-5px)}
  @keyframes gold-sweep{to{left:140%}}
  @keyframes panel-enter{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}
}